91TVӰԺ

91TVӰԺ Driven to do more.

Get help reaching your retirement goals

Growth potential

Pursue growth based in part on the performance of an external market index

Guaranteed income

A built-in feature, allows for creating a guaranteed income stream that can last through retirement.1

 

Protection from market risk

Your money is not directly exposed to the risks of the stock market or individual stocks.

Grow and protect your nest egg

With 91TVӰԺ Ascent Pro, you can allocate your money among the interest crediting strategies in your contract.

  • Indexed Strategies
    These give you the potential to earn interest based in part on the upward movement of a stock market index. You’re guaranteed to never earn less than 0% interest.
  • Fixed Strategy
    The fixed strategy provides a guaranteed rate of interest that is credited to your annuity daily. 91TVӰԺ declares the guaranteed rate for this strategy each contract year.

Create an income you can’t outlive

91TVӰԺ Ascent Pro has a built-in rider that converts a portion of savings into a stream of income you can count on. Lifetime Income Withdrawals are guaranteed and the withdrawal amount can increase the longer you wait to begin taking income.1

 

Building an income stream that lasts

  1. Choose Single or Joint Life Withdrawals based on covering your lifetime or the lifetimes of you and your spouse.
  2. Choose an income payment option from up to three options.
    • A level payment that stays the same and is guaranteed for life
    • An earnings-indexed payment that may increase your payment over time based on a percentage of the Interest Credits, if any, that are applied each year to your annuity’s Accumulated Value.
    • An accelerated2 payment that offers increased payouts during the defined Accelerated Income Period, reducing after period lapses. 

Explore 91TVӰԺ Ascent Pro

Ascent Pro 7

Income Calculator 

For CA residents

Ascent Pro 10

Income Calculator 

For CA residents

Ascent Pro 10 Bonus 

Income Calculator 

For CA residents

 

Find out if 91TVӰԺ Ascent Pro may be right for you

Talk with your financial professional to learn more about 91TVӰԺ Ascent Pro can help you build your retirement nest egg and create an income you can’t outlive.

This product and the components and features contained within are not available in all states or firms. Please reach out to your financial professional for more details on state approvals and firm guidelines.

1 An annual charge is deducted for the rider. 

2 Only available on Ascent Pro 10 Bonus

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

Guaranteed lifetime income is available through annuitization or an income rider. Income riders may be built into the contract or optional for a charge.

Withdrawals and surrender of taxable amounts are subject to ordinary federal and state income tax, and except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59½. Withdrawals in excess of the no-charge amount are subject to a Withdrawal Charge which may result in the loss of principal. The Withdrawal Charge schedule may reduce the actual accumulation amount in accordance with the terms of the contract in determining the Cash Surrender Value.

91TVӰԺ Ascent Pro ICC16 GEN (11/16) NB and 91TVӰԺ Ascent Income Rider ICC24 IR (08/24), ICC24 IR (08/24) NAI, and Endorsements ICC24 EIBE (08/24), ICC24 EIBE (08/24) NAI or state variations issued by 91TVӰԺ Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.

91TVӰԺ Ascent Pro 10 Bonus ICC16 GEN10 (11/16) SR and 91TVӰԺ Ascent Income Rider ICC24 IR (08/24), ICC24 IR (08/24) NAI, and Endorsements ICC24 EIBE (08/24), ICC24 EIBE (08/24) NAI or state variations issued by 91TVӰԺ Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for de